A convenient online home buying experience with the security of a mortgage professional right down the street.

Drew Miller
Drew MillerDrew Miller REALTOR® at ERA Real Estate Professionals
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Best mortgage professional in the nation! Because of the care for YOUR needs as an individual, going the extra mile of finding the right program at the lowest rate, being personable, being your Loan Officer FOR LIFE by proving what they say and closing with a smile.
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Fairway Independent Mortgage Home Loans – Hampton Roads

Customer Service

Looking to give your best friend the backyard they deserve

Communicate Your Way

Reach your Mortgage Loan Officer via phone, text, email – however, whenever you need for all of your mortgage questions.

Single Point of Contact

Your Loan Officer will guide you through the entire process from start to finish.

People Focused

No frustrating automated phone systems. Talk to a real person every time you call.

Fast Turn Times



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Fairway Independent Mortgage Corp. - Local Hampton Roads Home Loans

Top Local Online Mortgage Loan Officer (Lender) who assists with pre approval process through the entire home loan purchase experience.

Mortgage Pre Approval*

What is a mortgage pre-approval* and how does it affect me?

How much house can I afford? Click to view a simple mortgage calculator!

A loan pre-approval is a creditor report indicating the maximum mortgage loan you qualify for. The creditor will first assess your financial history, looking at your earnings, credit report, assets, and other relevant financial information. With mortgage pre-approval, you will have a clear picture of the home value you can afford, while showing that you are a serious buyer. Obtaining pre-approval can put you in a much better position than other buyers who are putting in offers on the same house. A mortgage lender will be easier to find with pre-approval, and you can lock in an interest rate and other conditions that will work for you.

Learn more about getting pre-approved for a home loan.

What’s the difference between pre-qualification** and pre-approval?

If pre-qualification is the audition, then pre-approval is the dress rehearsal for the show that is actual loan application. Without getting into the financial particulars, a creditor will use a mortgage pre-qualification to provide you with an estimate of the mortgage value you will likely qualify for and some preliminary loan terms. With an estimate of your credit rating, the creditor can give you some projections, including the expected purchase price of the home you can afford, your down payment, monthly debts, and possible ways to structure your loan.

Compare current mortgage prices.

A pre-approval, on the other hand, is an official application. The creditor will review your complete financial history and give you an offer in writing for your qualified loan at a given interest rate. Even with a mortgage pre-approval, your loan must be underwritten, a due diligence process completed in the last phase before granting a loan, once you have a home under contract.

View current mortgage rates!

When shopping around for mortgage rates, you have the best chance of receiving the lowest possible interest rate by visiting a wide variety of creditors. Locking in a lower interest rate can save you tens of thousands of dollars over the lifespan of your mortgage.

With Fairway Mortgage Home Loan’s user-friendly mortgage rate tool, you can compare current loan rates of interest, whether you are a first time home buyer looking at a 30-year fixed mortgage or a longtime homeowner comparing refinance mortgage prices.

Find personalized mortgage prices.

Use our mortgage rate tool to find the most competitive mortgage prices on the market right now. Simply specify your desired zip code and then let us know whether you are buying or refinancing. After clicking on Get Started, you will be prompted for the home’s cost or value, the size of the down payment or present loan balance, and your credit score. You will receive a personalized rate quote, without providing any identifying information. From there, you can begin the process of getting pre-approved for your mortgage. It’s that easy!

(We highly recommend going the extra mile and getting pre-approved before making an offer on a property!)

*Pre-approval is based on a preliminary review of credit information provided to Fairway Independent Mortgage Corporation which has not been reviewed by Underwriting. Final loan approval is subject to a full Underwriting review of support documentation including, but not limited to, applicants’ creditworthiness, assets, income information, and a satisfactory appraisal.

**A pre-qualification is not an approval of credit and does not signify that underwriting requirements have been met.

By entering your contact information, you are providing express written consent for Fairway Independent Mortgage Corporation to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.

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