When preparing to buy a home many Important choice must be made that WILL affect your family’s finances well into the future. Think about it, your mortgage will likely be your biggest single budget expense each month, and is the primary way you can manage what will become one of your biggest assets over time. It is critical you consider the needs of your family not only today but well into the future, as the mortgage will have the biggest impact on your ability to achieve not only your goals for this home but many of your other financial goals well into the future. A key element of making wise choices when selecting a Home & Mortgage The right advice can make all the difference.
The Benefits of a Professional Mortgage Professional
Choosing the right lender is a key element to managing your mortgage. As a Mortgage Professional, my goal is not just to provide you with a loan, but also to help select the program most beneficial to you and your long-term financial goals, like saving for college or retirement, and then, help you manage that plan over time. There are not many lenders out there who provide this type of personalized experience. But we see it as our Job to take a step back and build a strategy that accomplishes both goals.
The Benefits of a Professional Real Estate Advisor
One of your greatest assets in the home buying process will be the right Real Estate Advisor. A true Professional will help you make a wise Home Purchase. Think about it, the Home you select will not only be a place to live, but it will become your single largest asset as well. So, it is important to consider the current and potential value of the home impacted by factors like price position in the neighborhood, comparable properties, location, school districting and growth trends in that market. A skilled Real Estate Advisor will be able to guide you in selecting the perfect home to not only meet your family’s needs now, but well into the future. In addition their access to a database of all homes available in the market will save you a tremendous amount of time in the home selection process. Beyond that, be sure to ask them about a Buyers agency agreement and what that empowers them to do when negotiating the terms of your offer.
The Benefits of the Right Team
When you combine the guidance and advice of the right Home Buying Team you get the best of both worlds. Our common goal is to make sure that you & your family not only achieve your goals for the perfect home, but also help this become a strong step to a better financial future.
We hope this information is helpful in understanding some of the important steps for buying a home, but of course if you do have any questions please don’t hesitate to ask. We are here to make this as smooth and efficient a process as possible.
Chris Hopkins 268328